If you receive an email from “Amazon” offering you a £20 gift card for your first purchase, please ignore it. It’s just another fraudster phishing attempt to steal you details. It looks incredibly convincing and should you be foolishness enough to click on the link the login page it takes you to is almost a mirror image of the real one, but it’s fake! As tempting as a £20 gift card may be for making a £40 purchase, please ignore! Around the World thousands of people are duped every day, please read on to make sure that you are do not join them!
DO NOT CLICK ON THE LINK, THE SITE IT TAKES YOU TO IS VERY MALICIOUS
Tips and Advice
- Dear who? – This scam sidesteps the personal addressing with a “James has invited you”, but you should only really look at emails that address you by name. This is not fool proof, because of the large data breaches fraudsters now have a lot of data, but it is a very good first filter
- Pay Safe – When you pay for any good or service over a £100 with a credit card you are protected by section 75 of the Consumer Credit Act from most fraud. This does not exist if you pay with a debit card or bank transfer. PayPal does have its own protection but is limited to 180 days and is not as all encompassing
- Personal means private! – Do not divulge personal details unless you are certain who you are sharing it with, and certainly not PIN numbers!
- Check – your statements regularly, if there any suspicious transactions act immediately and exactly follow this procedure:
- Call Amazon on 0800 279 7234 to report the fraudulent transactions
- Call your bank BUT do not use the word fraud but tell them that you “wish to dispute the transaction as you did not authorise it and you want to reverse the payment”
- If you used a credit card, ask for “a refund under Section 75 of the Consumer Credit Act”, again as you did not authorise the payment
- If you used a debit card, ask the bank to refund the money using the “chargeback rules”, (there is a limit of 120 days after purchase on chargeback).
- Once you have requested for the payments to be reversed, then you can discuss with your bank or credit card provider that you are worried about your details being in the wrong hands.
- Report it – If you receive a fake Amazon email forward it to Amazon, using email@example.com
- Contact – your bank or credit card company if you have already given out financial details
- ID Protection – If you’re worried about identity fraud and would like to protect your identity contact CIFAS
- Still Unsure? – Join Reassura 0800 888 6400 and one of our fraud advisor’s will help you to stay safe
- To report a fraud – and receive a police crime reference number call Action Fraud on 0300 123 2040 or use theironline fraud reporting tool
Reassura is dedicated to helping raise awareness of scams and fraud along with the impact they have on their victims. Reassura’s team of specialist anti-fraud advisors are here to help members make better decisions and avoid falling victim to scams and fraud.
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