With the continual flow of emails into one’s inbox it’s almost impossible not to know realise that tomorrow is Black Friday which combined with Cyber Monday creates the highest volume online shopping period of the year. It’s also a massive weekend for fraudsters, according to a survey by Barclays 25% of 18-34-year-olds have fallen for a Black Friday scam and have lost an average of £661. Please read our tips and get yourself a real bargain and not a scam.
IF THE DEAL LOOKS TOO GOOD TO BE TRUE, IT’S A SCAM
- Fake sites – Replicating well known site, see below
- Bogus order confirmation emails – potentially from Amazon confirming a purchase which you have to click on a link to see the details of, STOP! At best it will take you to a fake login page and steal your login details, at worse it will download malicious malware on to your device
- Social media posts – If you receive a WhatsApp from a friend, or they post on Facebook etc. about a great online sale, with a link attached, DON’T CLICK! It can download malware or take you to a phishing site. Fraudsters love this delivery method as it bypasses spam filters etc.
General Tips and Advice
- Safe site? – Good Anti-Virus software will block copy-cat/fake sites. So, keep your AV protection on and up-to-date
- Is it real? – Check grammar, spelling, and URL of websites. These can be a clue for fake websites.
- Pay safe – use a credit card for all online shopping purchases they provide a lot more protection than debit cards or PayPal. Avoid any requests for bank transfers or wire transfers.
- Time pressure – The reason so many people fall for scams in this period is because of FOMO, don’t let FOMO rush your decision and fall for a scam
- Do you know the seller? – If not check them out online, do they have a lot of positive reviews, if not, AVOID!
- Passwords – Use strong separate passwords for your online accounts. Strong passwords are at least 8 characters, with symbols, upper case/lower case letters and avoid self-identifiers. See our guide to safe passwords.
- Contact – your bank or credit card company if you have already given out financial details
- Still Unsure? – Call Reassura 0800 888 6400 and one of our fraud advisors will help you to stay safe
- To report a fraud – and receive a police crime reference number call Action Fraud on 0300 123 2040 or use their online fraud reporting tool
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