A warning has been issued by the Insurance Fraud Bureau about bogus car insurance deals being promoted on social media. Fake car insurance, known as “ghost broking”, is a growing problem where fraudsters pretend to be legitimate insurance brokers so as to sell unrealistically cheap and clearly fake policies. A lot of these fake policies are targeted at younger/learner drivers through Facebook and Instagram. The backlog of learner drivers that has developed during the pandemic is fuelling opportunities for these criminals. Uninsured drivers also may have their cars seized by the Police, 6 points on their licence and may face court where they may receive an unlimited fine, a driving ban and a criminal record.
AVOID CAR INSURANCE DEALS ON SOCIAL MEDIA OR MESSAGING APPS
Tips and Advice
- Legitimate Insurance Broker? If you are buying through an insurance broker, then check the seller is registered with the British Insurance Broker’s Association
- Direct from Insurer? – Check the seller is registered with the Motor Insurers’ Bureau
- Legitimate Insurance Advisor? – Check to see if they are registered with the Financial Conduct Authority
- Too good to be true? – It’s a scam!
- Still Unsure? – Call Reassura 0800 888 6400 and one of our fraud advisor’s will help you to stay safe
To report a fraud and receive a police crime reference number call Action Fraud on 0300 123 2040 or use their online fraud reporting tool.
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