“Crash-for cash” fraudsters have been driving our insurance premiums higher for years, however recently their tactics have been changing. The traditional approach was to slam on their brakes to catch out the driver behind, but their techniques have been evolving. “Flash for crash” is when a driver flashes their headlights to beckon another vehicle on but then drives into them.
“Hide and crash” is another tactic where fraudsters hide in the blind spot and then accelerate in front before hard braking. The criminals use roundabouts and busy motorways to stage these accidents as its difficult for others to stop. All these tactics are parts of the crimes which cost the insurance industry over £300 million last year.
MAINTAIN A PROPER DISTANCE TO THE CAR IN FRONT AND KEEP CHECKING IF SOMEONE LETS YOU OUT
Tips and Advice
- Take photos – of the cars before they leave
- Note registration – of other vehicles
- Names – Ask for the names of all the occupants of the car, it will help the insurers identify the fraudsters
- Any witnesses? – Look for witnesses, CCTV or dashcam footage if available
- Cash for crash – Avoid the temptation to pay cash to the other driver and maintain it will go through the insurers
- Still Unsure? – Join Reassura 0800 888 6400 and one of our fraud advisor’s will help you to stay safe
- To report a fraud – and receive a police crime reference number call Action Fraud on 0300 123 2040 or use their online fraud reporting tool
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