Last week we were helping someone whose business email had been “hacked” and a client had ended up paying a fraudster rather than them. They wanted to know how this could have happened. Traditionally security experts start talking about “spear phishing” etc where fraudsters steal login details with fake emails, but in most cases that is not necessary anymore as so many passwords etc are available from data breaches. In the first half of 2019 data breaches exposed more than 4 billion records, so the sad truth is that the fraudsters did not need to phish they could just go and buy the data. This all sounds scary but following a few rules can help keep you safe.
STRONG PASSWORDS ARE NOW MORE IMPORTANT THAN A STRONG FRONT DOOR LOCK
Tips and Advice
- Has your password/email been compromised? – You can check on our website or the website www.haveibeenpwned.com
- Strong Passwords – Do you use unique and secure passwords? Most of us don’t. The top 3 most used passwords, research by Nordpass, have found to be used more than 6 million times. Please read the Reassura guide to strong passwords for further guidance.
- 2 Factor Authentication – is a must on any accounts that has it available and should definitely be enabled for any financial websites such as PayPal or your ebanking login
- Don’t click! – on any attachments to emails unless you are 100% certain who it is from and that you are expecting it
- Still Unsure? – Call Reassura 0800 888 6400 and one of our fraud advisors will help you to stay safe
- To report a fraud – and receive a police crime reference number call Action Fraud on 0300 123 2040 or use their online fraud reporting tool
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